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Shopping around for Real Estate Appraiser E&O Insurance? (general)

by AC @, Wednesday, December 07, 2016, 18:33
edited by AC, Wednesday, December 07, 2016, 18:37

I have used Herbert H. Landy Insurance Agency as my E&O Insurance Agency for at least 10 years. I am a residential appraiser in Massachusetts who works alone, and has never filed an E&O claim. My $1 mil aggregate/$500k per policy has been $617 for many years.

A few days ago I submitted an application online for 'LIA Administrators & Insurance Services', who I think was recommended or just advertised in some document like something from AppraisalBuzz or some other place. They just gave me a quote for essentially the same policy for $632, even though they made me upload copies of my current policy plus 4 years additional back - which all showed on them I was and am paying $617.

Isn't it wise to at least beat the price of the current insurer - when you know what it is? What a waste of time filling out their many online form pages, and uploading copies of previous policies back many years.

LIA Administrators &, Insurance Services, Herbert H. Landy Insurance Agency

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