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Thank Obama & Democrats for Increasing Health Care costs (health)

by AC @, Wednesday, November 11, 2015, 21:48

Thank Obama & Democrats for ever increasing Health Care Costs for Employees

Companies continue chipping away at health insurance benefits
Jayne O'Donnell, USA TODAY 7:19 p.m. EST November 11, 2015

Companies’ health care costs in 2015 rose at the lowest rate in at least 20 years, a report out Thursday shows, but workers' share of costs continue to skyrocket.

The average health care rate increase for mid-sized and large companies was 3.2% this year, the lowest since the consulting firm Aon started tracking it in 1996. Despite this, the average amount workers have to contribute toward their health care is up more than 134% over the past decade and that trend will accelerate.

"Our clients say, 'I can’t keep paying more and more of these ever-rising health costs,' " says Craig Dolezal, a senior vice president of Aon's health practice.


Craig Dolezal, senior vice president in Aon Hewitt's
Craig Dolezal, senior vice president in Aon Hewitt's health practice. (Photo: Handout)

Employees on average contributed $2,490 toward premiums and another $2,208 in out-of-pocket costs, such as copayments, coinsurance and deductibles in 2015, the report shows. The amount of employees’ premium and out-of-pocket costs combined was just $2,001 in 2005.

Increases in deductibles and other out-of-pocket costs stem in large part from the looming “Cadillac tax” that takes effect in 2018, experts at Aon and consulting firm Towers Watson say.

This tax — which some members of Congress want to kill — penalizes companies for having especially generous cost sharing beginning in January 2018. High deductible plans are the easiest way to avoid the tax.

"No question change is afoot and the excise tax is a catalyst for change," says Randall Abbott, a senior strategist in consulting firm Towers Watson’s health and group benefits practice.

Although some critics say companies are going farther and moving faster than they need to in cutting health benefits ahead of the tax, Dolezal says companies couldn't realistically wait and make drastic changes in cost sharing just for 2018. Employers are instead raising cost sharing and helping workers learn how to shop for health care.

FINISH READING this at: USAtoday

Tags:
Health Care costs

  665 views

UnitedHealth warns it may exit Obamacare plans

by AC @, Thursday, November 19, 2015, 20:33 @ AC

UnitedHealth warns it may exit Obamacare plans
Nathan Bomey and Jayne O'Donnell, USA TODAY 8:50 p.m. EST November 19, 2015

Insurance giant UnitedHealth Group dealt a blow to the Affordable Care Act on Thursday when it warned that it may stop offering insurance plans to individuals through the public exchanges established by the reform law. USA TODAY

The nation's largest health insurer warned Thursday that it may pull out of the Obamacare exchanges after 2016 – forcing more hundreds of millions of people to find other coverage – after low enrollment and high usage cost the company millions of dollars.

The possible move by UnitedHealth Group raises new questions about the viability of President Obama's signature health law and follows the departure of more than half of the non-profit insurance cooperatives this year. If UnitedHealth drops out, consumers would lose one of the lowest-cost plans available in much of the country, and some wonder how smaller insurers could fill the void. .

“If they can’t make money on the exchanges, it seems it would be hard for anyone,” said Katherine Hempstead, who heads the insurance coverage team at the Robert Wood Johnson Foundation.

UnitedHealth (UNH) downgraded its earnings forecast, bemoaning low growth projections for Obamacare enrollment and blaming the federal health care law for giving individuals too much flexibility to change plans. People who purchase insurance through the public exchanges are typically heavy users of their plans, draining insurers' profits, analysts say.

In a sharp reversal of its previously optimistic projections, UnitedHealth suspended marketing of its Obamacare exchange plans for 2016 — which the company has already committed to offer — to limit its exposure to additional losses.

“We see no data pointing to improvement" in the financial performance of public-exchange plans, UnitedHealth CEO Stephen Hemsley said on a conference call, though he added that "we remain hopeful" the market will recover.

FINISH READING this at: USAtoday

Tags:
UnitedHealth

  632 views

Antineoplastons: A Cure for Cancer Ignored For 45 Years?

by AC @, Friday, November 20, 2015, 17:15 @ AC

Could a cure for advanced, chemotherapy and radiation resistant cancer have already been discovered as far back as 1967?

Could this curative substance have been so close to us for all this time, as to be part of our own blood and a constituent of our own urine?

Antineoplastons: A Cure for Cancer Ignored For 45 Years?
The case of Dr. Stanislaw Burzynski

Editor | Nov 19, 2015

Cancer is not only one of the greatest medical challenges of our time…it’s also a large, lucrative, and dirty business.

In past articles, we’ve discussed the corruption of mainstream medicine, and the suppression of alternative cancer cures. When you follow the money, the motive is revealed: conventional cancer treatments rake in vast sums of money for all of the game’s players, which include oncologists, pharmaceutical companies, medical technology manufacturers, insurance companies, and even cancer research institutes.

And the racket is even more despicable than you may think. For example, even Breast Cancer Awareness Month is, in large part, a money-making scheme. It was initiated with support from the manufacturers of Tamoxifen (one of the leading chemo drugs) and General Electric, the manufacturers of mammogram devices.

The more “awareness” is raised around breast cancer, the more women pay for expensive mammograms (and thus the purchase of mammogram devices increases). Recent studies have found that an alarming number of benign tumors are misdiagnosed as malignant following mammograms, which in turn leads to greater usage of Tamoxifen and other chemo drugs.[1]

The point is that if effective cancer treatments are implemented on a widespread level, the profits of the cancer industry dry up.

Perhaps this is why the incidence of cancer continues to rise precipitously. Despite billions of taxpayers’ dollars being funneled into federal cancer research every year, we’re caught in a downward slide—in the beginning of the 20th century, 1 out of every 20 people got cancer within his or her lifetime; today, 1 out of every 3 people will be diagnosed with some form of cancer.

Antineoplastons: A Cure for Cancer Ignored For 45 Years?

By now, you’re probably aware that mainstream oncology’s stance on cancer treatment is pure propaganda. They maintain that diet and lifestyle modification play no role in the disease’s treatment, and claim that no treatment protocol besides surgery, chemo, and radiation have ever been proven to be effective. The mountain of research on turmeric, ginger, olive oil, and other anti-cancer functional foods clearly demonstrate that this simply isn’t the case.

Then, along comes the story of Dr. Stanislaw Burzynski and his incredible safe, alternative cancer cure.

Dr. Burzynski discovered yet another form of alternative cancer treatment over forty years ago. In the early 1970’s, he discovered that cancer patients lack certain peptides and amino acids. With this knowledge, he eventually developed a mixture of these compounds called antineoplastons, which he used to treat cancer at his private clinic.

MAKE SURE YOU SEE the Video at the below link also

FINISH READING this at: NaturalMentor.com

Tags:
antineoplastons, Stanislaw Burzynski

  692 views

Tumeric/Curcumin, COQ-10 and Cinnamon

by AC @, Monday, November 23, 2015, 10:27 @ AC
edited by AC, Monday, November 23, 2015, 19:56

Tumeric/Curcumin, COQ-10 and Cinnamon

BELOW are my own opinions. I am not a doctor. I am simply a 'natural healing' hobbyist. I do weigh heavily on studies by MD's and scientists who understand holistic/natural healing - which is something they do not teach in medical schools. Do your own research. /s/ Steve K

FIRST is ResveraPLUS. Each pill contains the Resveratrol equivalent of probably what you can get from 10-15 bottles of red wine.

Resveratrol TURNS on the anti-aging gene and re-writes your DNA to actually reverse your chronological age. I still drink a glass of red wine every night. Additionally, I may take 1 resveratrol pill with the glass of wine - or take one every few days. Resveratrol is ALL natural.

SECOND is CUR-Q10 Ultra. This contains 'Curcumin' and COQ-10. Curcumin comes from India - from the Tumeric plant. Tumeric looks like a sweet potato. Tumeric is that smell you always smell when an Indian (someone from India) is cooking. Indians use Tumeric in basically most all dishes. Tumeric/Curcummin fights inflamation, all Cancers - and is good for the Liver. Curcumin comes from within/an extract of the Tumeric root -- and is the best part of it regarding Cancer fighting and inflammation fighting.

Tumeric/Curcumin - is a fantastic anti-inflammatory natural drug. Heart doctors know that it is inflammation in the body that is a main factor in heart disease.

Curcumin also helps lower cholesterol, and fights any Cancer that tries to take up residence. It probably is as good at killing Cancer cells as chemotherapy. And not only that. Unlike chemotherapy which kills healthy cells along with cancer cells - Curcumin leaves health cells alone.

READ UP ON TUMERIC/CURCUMIN here:
http://naturalmentor.com/turmeric-treats-all-of-these-conditions-better-than-leading-dr...

TUMERIC: Spices With Dr. Weil - Turmeric
http://www.drweil.com/drw/u/VDR00156/Spices-With-Dr-Weil-Turmeric.html

This is where I buy my CURQ10 Ultra:
http://www.stopagingnow.com/CUQ/CUR-Q10-ULTRA-Curcumin-CoQ10-Complex

WHAT TUMERIC and TUMERIC EXTRACT Looks like:
[image]

Also see Synchro GOLD (Tumeric liquid extract)
It’s been said countless times that “Inflammation is the root of all disease”. While this is still up for debate, there’s no denying that inflammation is a primary driver behind a long list of negative health conditions. http://synchrogold.com/

COQ-10 can be considered the 'spark plug' for your heart. As we age our bodies don't make enough COQ-10. If you take any Statin drugs - statins actually deplete your body's needed COQ-10.

READ UP on the need for COQ-10 supplements here:
http://www.liveinthenow.com/article/5-reasons-to-take-more-coq10?utm_source=litn&ut...

LOOK FOR 'TRANS'! Whenever you look from COQ-10 or Resveratrol, make SURE that it is preceded by the word 'Trans'. 'Trans' means it is much more biodegradable -- or in short -- it is more easily absorbable in your body -- and much more gets in. Most drug stores sell Resveratrol & COQ-10 that is not the 'Trans' type.

This is where I get my COQ-10, Reveratrol and Curcumin:
http://StopAgingNow.com (SAN) - after you make so make purchases they are always emailing you a SAVINGS Code - where you can take 20-50% off the price of your order. Since I buy in bulk there and often with a 20-50% off - I didn't pay their listed prices.

ONE MORE THING I buy from StopAgingNow.com is 'Cinnapure'. You have that relaxing glass of red wine, but what about the alcohol in it that turns to sugar? Cinnamon from Ceylon has proven to block sugar. It is even a natural cure for diabetes. BUT DON't buy your cinnamon in the drug store, as 1st off it is not likely from Ceylon -- whose countless tests were done on. 2nd, cinnamon found in U.S. drug stores and in supermarkets are filled with 'fillers'. Take a Cinnapure pill 30 minutes before drinking any alcohol or before a big meal.

Like aspirin, cinnamon is all natural. Both come from the inside bark of a tree.

Cinnamon comes from the inside bark of the cinnamon tree. BUT remember, you need the cinnamon to come from Ceylon - nowhere else.

GET CINNAPURE HERE:
http://www.stopagingnow.com/CIN/CinnaPure-Cinnamon-Extract-500-MG

I MAKE no money whatsoever from recommending StopAgingNow.com or for recommending Synchro Gold

Tags:
Tumeric/Curcumin, COQ-10 and Cinnamon

  886 views

Coca-Cola Sets its Sights On the Fake Milk Business

by AC @, Saturday, December 12, 2015, 08:21 @ AC

NO THANKS Coca-Cola. We are not buying it!

Coca-Cola Sets its Sights On the Fake Milk Business

As if marketing soda to children and expanding the waistlines of an entire planet wasn’t enough, the Coca-Cola company’s new endeavor is nothing more than a slap in the face to healthy beverages: they’re now manufacturing fake milk.

Coca-Cola claims that their new “milk,” known as “Fairlife,” has more protein, more calcium, and half the sugar. It is also advertised as more “sustainable,” from “more humane” farms. And, for all these supposed benefits, it’s twice the price.

Unfortunately for Coca-Cola, looking just below the surface of these claims, the “benefits” of Fairlife aren’t benefits at all.

The way that Fairlife is able to boast more protein and calcium, and less sugar, than other milk is through its processing method of isolation. This “milk” has had its protein, lactose, water, butterfat and vitamin and mineral content separated. Each portion is then tweaked by a process which includes “proprietary secrets” and is largely undisclosed, before the milk is reconstituted.

Also, Fairlife is pasteurized at super-high temperatures. These types of pasteurization processes almost certainly destroy existing nutrients, and may also create harmful compounds in the resulting product.

FINISH READING this: HERE

Tags:
Fairlife

  590 views

ObamaCare: Obama Administration Illegally Diverted Billions

by AC @, Friday, February 26, 2016, 17:46 @ AC

OBAMACARE - self-sufficient or a costly drain on America's resources? You decide. This is just the 'tip' of the iceberg.

HEALTH CARENEWS

Lawmakers: Obama Administration Illegally Diverted Billions Intended for US Treasury to Insurers

Melissa Quinn / @MelissaQuinn97 / February 24, 2016

Republicans on Capitol Hill are questioning the legality of a move by the Obama administration to give billions to insurers under a program implemented under Obamacare that they say is equal to an insurer bailout.

At issue for lawmakers on the House Energy and Commerce Committee is whether the Centers for Medicare and Medicaid Services violated the Affordable Care Act by diverting $3.5 billion intended for the U.S. Treasury to insurance companies.

“[Earlier this month], the administration announced that they would be using billions of taxpayer dollars to make payments to insurance companies under the Obamacare reinsurance program,” Rep. Joe Pitts, R-Penn., said Wednesday during a hearing with Department of Health and Human Services Secretary Sylvia Mathews Burwell.

“The announcement that the administration made represents an illegal wealth transfer from hardworking taxpayers to insurers,” he continued, “and this law is very clear—$5 billion of reinsurance fees must be returned to the taxpayers.”

Experts have pointed out that with the absence of payments to the U.S. Treasury in 2014 and 2015, the Centers for Medicare and Medicaid Services owes the U.S. Treasury $3.5 billion in payments from the transitional reinsurance program—$2 billion for 2014, and $1.5 billion for 2015.

“CMS to date has diverted $3.5 billion from the Treasury to help the insurance companies, effectively bailing out insurance companies with taxpayer dollars,” Pitts said.

Pitts argued that the Centers for Medicare and Medicaid Services violated the law by prioritizing reinsurance payments to insurance companies instead of the U.S. Treasury.

FINISH READING this at: The Daily Signal

  574 views

Air France is NUTS! Stewardesses to wear Muslim scarves

by AC @, Sunday, April 03, 2016, 21:06 @ AC
edited by AC, Sunday, April 03, 2016, 21:09

Air France stewardesses, furious at being ordered to wear headscarves in Tehran, say they will refuse to fly to the Iranian capital when the airline resumes the service later this month.

Female members of flight crews have been ordered to cover their hair once they disembark in Tehran and unions are demanding that the flights be made voluntary for women.

The resumption of a thrice-weekly service between Paris and Tehran, planned for April 17 after an eight-year break, follows a thaw in relations since Iran agreed to dismantle large sections of its nuclear programme.

Iranian women have been forced by law to cover their hair or face stiff fines since the 1979 Islamic revolution. In staunchly secular France, however, public signs of religion have been frowned upon since a 1905 law separating church and state.

French women see Islamic headscarves and veils as an affront to their dignity. Headscarves are banned in French state schools and offices, and it is illegal to wear the full-face Muslim veil in public.

Flore Arrighi, head of the UNAC flight crews’ union, said: “It is not our role to pass judgement on the wearing of headscarves or veils in Iran. What we are denouncing is that it is being made compulsory. Stewardesses must be given the right to refuse these flights.”

She added that female staff were entitled to exercise “individual freedoms”.

The financially ailing French airline, which sees the resumption of Tehran flights as an “excellent” business development, pointed out that other airline staff were obliged to comply with Iranian rules. “Tolerance and respect for the customs of the countries we serve are part of the values of our company,” a spokesman said.

In Saudi Arabia, stewardesses must wear the “abaya”, a long robe that covers the body, but unlike Saudi women they are not compelled to wear face veils.

Air France argued that French law allows “the restriction of individual liberties” if “justified by the nature of the task to be accomplished.”

The deputy head of the SNPNC flight crews’ union, Christophe Pillet, said: “Female staff do not wish to have dress regulations imposed on them, especially the obligation to wear an Air France scarf that completely covers their hair as soon as they leave the plane.”

Stewardesses normally have a choice between a uniform with a skirt or trousers, but they have been instructed to wear a long jacket and trousers on Tehran flights.

RELATED

LEARN MORE ABOUT the evil religion known as ISLAM here: http://IslamTruths.com

Tags:
Air France is NUTS! Stewardesses to wear Muslim scarves &, abaya

  654 views

Obama! 4 more years of you & America would be finished

by AC @, Monday, September 26, 2016, 09:26 @ AC

Adios Barack Obama! 4 more years of you & America would be finished

Of one thing I am certain, were Barack Obama allowed another term, America would be finished. Let's take just a sneak peek at his legacy beginning was back when he first cow-towed and 'actually bowed' in front of a Saudi 'king' Abdullah in 2009. He prostrated himself once again in front of a Japanese Emperor and to an English Queen.

With just months left in his time in office, it is time to reflect on the enormous hard Barack Obama has done to not only America, but the entire world. Sadly, his ally (in crime/my opinion) Hillary Clinton will more than likely continue his confused and/or intentional misguided assaults on America and the world.

- Iran - giving into Iranian sneaky lies to curtail their nuclear program, just to get sanctions lifted and enormous amounts of 'frozen money' given back to them. Israel, Europe, and even he U.S. will surely see this come back and 'bite' us.

- Working to eliminate and overthrow Muslim governments in Egypt, Libya, Syria and elsewhere - who held fanatical evil Muslim Jihadists in check for countless years. He supported and armed these evil jihadists against all 3 of these governments.

- Obamacare - a total disaster costing countless Americans enormous amounts of money for health insurance

- Making American borders so so much more porous and unsafe, by ordering our border guards to first apprehend and then to release illegal aliens who entered this country illegally. This costing Americans billions more to take care of them, and putting this country in grave danger from more unvetted drug traffickers, unvetted criminals, ISIS & Jihadists - and unvetted perverts among them. Obama also has allowed 'illegal alien sanctuary cities' to flourish across the U.S.A. - instead of cutting funding to them.

- Releasing tens of thousands of criminals (many career criminals) back onto American streets where they can pick up where they stopped by being incarcerated.

- Obama will not stop until he closes GITMO which would allow hard core brain-washed Muslim terrorists to mix with our general prison population - which will lead to countless more brainwashed Muslim terrorist converts.

- Allowing unvetted Muslim refugees from terrorist countries to enter our country - and paying for their upkeep. This, Obama has done (and continues to do), even after the State Department admitted that many ISIS members bent on America's destruction are among them. In the past month there has been 3 lone wolf attacks by young Muslim men on our citizens. They stabbed, bombed and sprayed bullets via automatic weapons in our malls and streets. This is just the beginning. As more radical Muslims become brain washed by their evil Islamic religion and their imams during Friday mosque services - no American will feel safe going to a mall, a theater, or even a restaurant.

Debt – As of January 2016, Under Barack Obama - the U.S. government’s debt owed to the public has more than doubled. It is now more than $13.6 trillion, an increase of 116 percent since Obama first took office.

RELATED

OBAMA BACKING ISLAMIC GROUPS BEHIND LIBYA, EGYPT ATTACKS?
Al-Qaida jihadists reportedly among rebels fomenting Middle East revolt

Tags:
obama legacy, goodbye obama, adios obama, obama a lousy president

  470 views

Surprise, surprise — Mall shooter a Muslim

by AC @, Monday, September 26, 2016, 09:43 @ AC

Surprise, surprise — Mall shooter a Muslim
Exclusive: Joseph Farah asks, ‘Is it time to admit we have a problem with Islam?’

Does it make one an “Islamophobe” to strongly suspect that when a 20-year-old man walks into a shopping mall and shoots five people that he’s probably a Muslim?

If so, then color this Arab-American an “Islamophobe.”

As I got on my computer to check the news this weekend, I was pretty sure that’s what we would find.

While the news reports were all avoiding calling Arcan Cetin a Muslim, preferring say only that he was an immigrant from Turkey, where the Muslim population is 98 percent, I decided to do a little surfing.

I found his Tumblr page. And there it was.

[image]

“Say ‘SubhanAllah’ 10x and then reblog this, do not stop REBLOGGING it. Lets see how many people we will get to recite SubhanAllah,” he posted.

What does “SubhanAllah” mean?

“Glory to Allah.”

Experience more of Joseph Farah’s no-nonsense truth-telling in his books, audio and video products, featured in the WND Superstore

It’s not surprising that the media couldn’t find it.

They didn’t want to. I’ve seen this phenomenon too many times over too many years – beginning with the Beltway Sniper many years back.

They look in all the wrong places for the motivation. I know how this works having worked for 20 years in the so-called “mainstream media.” Their first hope is that the serial killer is a tea-party Christian. They haven’t found one yet, but they’re still looking and hoping. Next prayer is for an active member of the National Rifle Association. Still looking. Today they hope a Donald Trump supporter to go postal.
Unfortunately, Arcan Cetin posted on his Facebook page, “We win I vote for Hillary.” When that post got a lot of attention in the social media world, the mediaites proffered an explanation. He lost a bet over a football game and had to endorse Hillary. Sure. Whatever.

Can we get a grip yet?

Is it time to admit we have a problem with Islam?

Next they will tell us they can find no connection between the kid and the ISIS. Watch for it. He wasn’t carrying an ISIS card when he was arrested. That proves it’s not terrorism.

Then they will tell us it was a crime of passion. Perhaps one of the four women he killed had been involved in a relationship with him. Doesn’t change a thing!

This guy killed five people – four of whom were women in a makeup department of Macy’s. I’ll place another wager and guess none of the four were wearing a hijab.

It still comes down to the fact that we have a Muslim problem in the West. When are we going to recognize it – and stop importing them, stop subsidizing the resettlement of Muslims for whom we are unscreenable?

FINISH READING this at: World Net Daily

RELATED

LEARN MORE about the true history of evil Islam and Islam's plan to subjugate the world in the name of its evil God of War and its so called prophet who is responsible for the slaughter of countless innocents in the Arabian peninsula: http://IslamTruths.com

Tags:
mall shooter a Muslim

  481 views

Good ridence OBAMA & Demo's - Obama honors Lesbian DeGeneres

by AC @, Thursday, December 15, 2016, 20:35 @ AC

Good ridence OBAMA & Demo's - Obama honors Lesbian DeGeneres

So America is some how supposed to feel good that a foreign born unconstitutionally elected (my educated opinion) - who wears a Pagan Muslim ring - President saw fit to honor a homosexual/Lesbian (Ellen DeGeneres) with the Presidential Medal of Freedom. For what? Gagging GOD and His Holy Bible with a spoon? All I can say is GOOD RIDENCE to Barack Obama and all the Democrats who stood by Him and his radical UN CHRISTIAN policies.

President Obama's final weeks in office:
Obama presents actress and comedian Ellen DeGeneres with the Presidential Medal of Freedom, the nation's highest civilian honor, during ceremony honoring 21 recipients in the East Wing of the White House on 11/22/2016.

[image]

GAG me with a Spoon. Disgusting! Immoral...

Related

Learn more about the evil sin of Homosexuality here: http://prorege-forum.com/homosexuality.htm

Tags:
Ellen DeGeneres, Homosexual, Obama and homosexuals, democrats and homosexuals

  410 views
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